Saving for retirement is potentially even more important for small business owners or contractors because there is substantial risk and uncertainty when venturing out and building your own source of income.
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One of the most common mistakes I see is retirees holding large amounts of cash with virtually no return each year. Inflation can erode the value of that cash quickly, and many people unfortunately run out of money much sooner than expected because of the choice to hold cash.
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Most Americans know that paying into the program during their working years will provide them with much needed flexibility and income when they are ready to retire. But is the social security program under threat?
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The question of trust can be incredibly complicated when it comes to picking financial advisors. Financial advisors are in the unique position to hold the intimate details of their client’s wealth, and presumably, that comes with trusted advice that is in the best interest of their client.
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The pandemic has forced companies to use technology to update and innovate nearly every aspect of their operations. Below are some of my choices for the industries that are growing to grow most rapidly in the coming decades
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An investment is broadly defined as an “asset purchased with the idea that will provide income in the future or be sold later at a higher price for a profit.
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An appropriate glide path can be a powerful tool to protect your assets and ultimately allow your family to generate and sustain the income you need to meet your retirement goals.
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One of the guiding principles of the finance world for decades has been that a little inflation is good, but a lot of inflation is something that governments and the Federal Reserve need to fight against
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One of the first steps to building a good financial plan is to articulate and decide on what your goals are.
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To understand why you might want to own Bitcoin, you need to understand what you’re purchasing.
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A financial plan is like a highway. It provides the path that you need to get to your destination. But how do you know what your destination is? Those are your life goals, and they represent where your car is going on the personal finance highway.
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The SECURE act passed with bipartisan support, and these changes were quickly implemented without much disagreement. It might seem preferable to let the dust settle for awhile before implementing even more changes, but there is already new legislation in the works from two members of Congress
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