Understanding your investment baskets and putting the investment items in the right order is a critical part of saving for retirement and growing your wealth for the future.
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For most people, benefits include greater control of the assets, consolidation of accounts, availability of a wider range of better and cheaper funds, lower fees, and more flexibility.
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A “bear market” is defined as a 20% drop in investment prices from some recent high. For example, the Dow Jones Industrial Average or NASDAQ can individually be in a bear market, though the term is often used to refer to the market as a whole.
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There are two separate ways to define a recession in the U.S. The first is informal and widely used by the media, but not by professional economists or financial professionals. It is defined by two successive quarters of negative GDP growth.
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A growth company is one that is invests in itself for future growth (research, innovation, new products) and consequently, investors believe it has the potential for higher-than-average returns in the future
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Vacation is perhaps the second most requested goal (besides retirement) for most Americans. The freedom to travel is something most people associate with happiness, security, and the type of adventurous lifestyle they aspire to have
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The “big four” events that most people should prepare for first are: a loss of job or career, unexpected medical expenses, stock market crash, and death of a loved one. Life insurance is most useful for people with young children at home and/or a spouse dependent on their income.
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While the causes of inflation might seem far away to many, the effects are obvious to anyone shopping for groceries, buying a used car, or commuting to work. So how should the average person help protect and grow their assets during these periods?
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Over the past year, a huge number of new changes have been added to the SECURE act 2.0 bill, and I’d like to summarize many of the positive changes all investors and retirees should be aware of:
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A prolonged period of high energy prices would make inflation longer lived, and less “transitory” than had been expected.
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Do you get a big juicy tax refund each spring? Do you look forward to that refund and plan major purchasing decisions around its arrival? What if I told you if you are getting a large refund check that you are making a poor financial planning decision?
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Consumer spending and inflation patterns, labor market issues, and the relative valuation of stock to bonds suggest there is still growth potential for the global equity market in 2022.
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